[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kuru.cz\/kde-pujcuji-podnikatelum\/#Article","mainEntityOfPage":"https:\/\/www.kuru.cz\/kde-pujcuji-podnikatelum\/","headline":"Kde p\u016fj\u010duj\u00ed podnikatel\u016fm?","name":"Kde p\u016fj\u010duj\u00ed podnikatel\u016fm?","description":"Pokud se podnikatel dostane do t\u011b\u017ekost\u00ed a pot\u0159ebuje n\u011bkoho, kdo by mu pomohl do\u010dasn\u011b s financov\u00e1n\u00edm chodu jeho firmy, nejednou nem\u00e1 na r\u016f\u017e\u00edch ustl\u00e1no. A to z toho prost\u00e9ho d\u016fvodu,…","datePublished":"2019-08-23","dateModified":"2019-08-23","author":{"@type":"Person","@id":"https:\/\/www.kuru.cz\/author\/#Person","name":"","url":"https:\/\/www.kuru.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kuru.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kuru.cz\/wp-content\/uploads\/img_a358952_w1907_t1573138613.jpg","url":"https:\/\/www.kuru.cz\/wp-content\/uploads\/img_a358952_w1907_t1573138613.jpg","height":0,"width":0},"url":"https:\/\/www.kuru.cz\/kde-pujcuji-podnikatelum\/","about":["Ekonomika"],"wordCount":437,"articleBody":"       Pokud se podnikatel dostane do t\u011b\u017ekost\u00ed a pot\u0159ebuje n\u011bkoho, kdo by mu pomohl do\u010dasn\u011b s financov\u00e1n\u00edm chodu jeho firmy, nejednou nem\u00e1 na r\u016f\u017e\u00edch ustl\u00e1no. A to z toho prost\u00e9ho d\u016fvodu, \u017ee toho takov\u00fd podnikatel v nesn\u00e1z\u00edch nem\u016f\u017ee poskytovatel\u016fm p\u016fj\u010dek zrovna moc nab\u00eddnout.Pokud m\u00e1 n\u011bkdo takov\u00fd jen nevaln\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, n\u00edzk\u00e9 p\u0159\u00edjmy, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a t\u0159eba i exekutory na krku, ned\u00e1 se o\u010dek\u00e1vat, \u017ee se kdekdo pohrne do toho, aby do n\u011bj mohl nastrkat pen\u00edze. Je to prost\u011b riskantn\u00ed a tak od n\u011bho kdejak\u00fd poskytovatel, zejm\u00e9na banky s jejich p\u0159\u00edsn\u00fdmi pravidly, d\u00e1 ruce pry\u010d.A kde se dostat k pen\u011bz\u016fm potom?Nejednou je jedin\u00fdm mo\u017en\u00fdm zb\u00fdvaj\u00edc\u00edm \u0159e\u0161en\u00edm americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. A to proto, \u017ee se jedn\u00e1 o nebankovn\u00ed produkt, u kter\u00e9ho jsou docela odli\u0161n\u011b nastavena pravidla, d\u00edky \u010demu\u017e tu mohou usp\u011bt i ti, kdo by jinak m\u011bli sm\u016flu. Zde toti\u017e nehraj\u00ed rozhoduj\u00edc\u00ed roli ani uchaze\u010dovy p\u0159\u00edjmy, ani da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, ba nejsou nezbytn\u00e9 ani \u010dist\u00e9 registry dlu\u017en\u00edk\u016f nebo absence jin\u00fdch dluh\u016f. Dokonce ani exekuce nemus\u00ed b\u00fdt p\u0159ek\u00e1\u017ekou.Tady mus\u00ed z\u00e1jemce v prvn\u00ed \u0159ad\u011b m\u00edt vhodnou nemovitost a b\u00fdt ochoten ji d\u00e1t nebankovn\u00ed spole\u010dnosti za p\u016fj\u010dku do z\u00e1stavy. Co\u017e znamen\u00e1 jistotu pro poskytovatele, kter\u00fd d\u00edky n\u00ed nem\u00e1 pot\u0159ebu se p\u0159\u00edli\u0161 vrtat v \u017eadatelov\u00fdch finan\u010dn\u00edch a jin\u00fdch soukrom\u00fdch pom\u011brech. Krom\u011b t\u00e9to z\u00e1stavy tak sta\u010d\u00ed jenom prok\u00e1z\u00e1n\u00ed takov\u00fdch p\u0159\u00edjm\u016f, je\u017e sta\u010d\u00ed na hrazen\u00ed minim\u00e1ln\u00edch spl\u00e1tek, a \u017eadatel m\u00e1 vyhr\u00e1no.Sta\u010d\u00ed tu jenom za\u017e\u00e1dat p\u0159es internet, dohodnout se, dolo\u017eit v\u0161e pot\u0159ebn\u00e9 a podepsat smlouvu a je to. Tak m\u00e1lo sta\u010d\u00ed, aby doty\u010dn\u00fd z\u00edskal p\u016fj\u010dku ve v\u00fd\u0161i pades\u00e1ti a\u017e sedmdes\u00e1ti procent odhadn\u00ed ceny nemovitosti, je\u017e byla d\u00e1na do z\u00e1stavy, bez poplatk\u016f p\u0159edem a skryt\u00fdch n\u00e1strah ve smlouv\u011b, s p\u0159\u00edzniv\u00fdmi \u00faroky a klidn\u011b i velice dlouhou dobou splatnosti nebo naopak mo\u017enost\u00ed splatit v\u0161e bez sankc\u00ed i p\u0159ed\u010dasn\u011b. \u010c\u00edm\u017e je\u0161t\u011b ani zdaleka nen\u00ed v\u00fd\u010det pozitiv kompletn\u00ed. Jak se o tom m\u016f\u017eete p\u0159esv\u011bd\u010dit i vy sami.                                                                                                                                                                                                                                                                                                                                                                                           4.5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde p\u016fj\u010duj\u00ed podnikatel\u016fm?","item":"https:\/\/www.kuru.cz\/kde-pujcuji-podnikatelum\/#breadcrumbitem"}]}]